When considering the purchase of a second-hand bike, numerous factors come into play to ensure a wise investment and a hassle-free ownership experience. Beyond aesthetics and performance, securing proper bike insurance is a crucial aspect often overlooked. This essential safeguard protects the rider and the bike and is a financial shield in unforeseen circumstances. Claims are subject to terms and conditions set forth under the motor insurance policy. *
In this discussion, we will delve into critical factors that should be thoroughly assessed before acquiring a pre-owned motorcycle, emphasising the significance of bike insurance, online bike insurance renewal, and the convenience offered by dedicated apps to check two-wheeler insurance. Claims are subject to terms and conditions set forth under the motor insurance policy. *
Here are key areas to focus on during the examination:
- Chain and Sprocket:
Ensure there’s about ¾” play in the chain and inspect for wear or damage on the sprocket teeth. A tight chain during a friend’s sitting test indicates proper tension. Damaged sprockets may suggest inadequate maintenance or age.
- Tires:
Examine for even wear on the tire tread. Centre wear implies highway use, while edge wear may indicate track use. Uneven wear may signal alignment issues.
- Controls And Instrumentation:
Test the clutch and brake levers during a ride. Scratched exhaust pipes, footpegs, and engine cases might indicate prior accidents. Examine the instrument cluster, bar-end weights, and bar straightness for abnormalities.
- Suspension And Forks:
While applying the handbrake, check the front suspension for solidity and levelness. Inspect fork tubes for oil, pitting, corrosion, and seal wear signs. Verify brake rotor condition and the remaining pad material.
- Frame And Steering:
Inspect the frame for kinks, dents, or damage, ideally with the bike on its centre stand. Adjust the handlebars and assess the steering head for smooth movement.
- Electrical System:
Check the battery’s voltage (above 12 volts) and observe the meter while running the engine (it shouldn’t exceed 14 volts). Examine lights, indicators, and fuse terminals for any signs of corrosion.
- Fuel System:
Illuminate the fuel tank with a torch to detect rust or corrosion. Avoid using a lighter for safety.
- Engine And Components:
Inspect the engine block, radiator, and plugs if the motorcycle has fairings. Check for oil leaks near the oil pan bolt and oil filter.
- Brake Fluid:
Monitor the brake fluid level while running the engine. The fluid level should rapidly decrease and then increase upon brake release.
Purchasing a second-hand bike requires a comprehensive evaluation of various factors, and prioritising bike insurance is paramount in ensuring a secure and worry-free ownership experience.
The convenience of online bike insurance renewal and the accessibility provided by dedicated apps like the Bajaj Allianz two-wheeler insurance app streamline the process, making it easier for owners to stay updated and protected. As prospective buyers navigate the intricate landscape of pre-owned bikes, integrating a meticulous insurance coverage assessment into their checklist will undoubtedly contribute to a more informed and secure decision-making process. Remember, investing time and attention to these critical factors guarantees a reliable ride and safeguards against unforeseen challenges on the road. Claims are subject to terms and conditions set forth under the motor insurance policy.
Get insured anytime, anywhere! Check out Bajaj Allianz General Insurance website to learn more and download the app now.
*Standard T&C Apply
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
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